The Personal Portfolio Bond(PPB)
Combiine allll your
muttuall ffund holldiings iintto one ttax--effffiiciientt offffshore wrapper and
enjjoy
iinsttiittuttiionall dealliing diiscounts,, consolliidatted admiiniistratiion,, reportiing and
controll.
The highly rated
Personal Portfolio Bond
ensures most
funds can be bought at a substantial discount to the normal charges, and above all - also
provides invaluable confidential tax breaks.
Unique benefits for Confidentiality,
Tax, Inheritance Planning etc...
The Bond provides
valuable benefits particularly relevant for trustees or
investors who cannot afford to take risk with capital earmarked for passing onto their
specified beneficiaries.
PPB’’s
are NOT iincllusiive wiithin
tthe new EU--Saviings Tax
Diirecttiive…and tthus proviides the CONFIDENTIALITY
tthatt cliientts require.
This means an investor
who wishes to provide for potentially improved capital growth
as part of inheritance planning
can take a more aggressive investment strategy whilst ensuring
the initial value together with
any locked in six monthly increases is the minimum paid on
death.
How do Portfolio Bonds
work?
You own the Portfolio
Bond and the financial institution owns the underlying assets,
which may be any number
of worldwide mutual funds , bonds, capital guaranteed funds, hedge
funds, etc. Since the
financial institution purchases your funds under your
instruction - BUT in its own name, you effectively
buy with the purchasing power of a billion pound investor,
resulting in massive savings on initial charges that are passed on to you the
investor.
There is
no costly, time delay waiting for money from the sale of one fund to arrive
before another can be
purchased and no confusing paperwork. Since the bond is based in an offshore
jurisdiction, all growth inside the bond is tax-ffree.
It is the flagship
product of the offshore industry and provides the level of
service and portfolio management normally associated with private banks and
high net worth individuals. PPB's
can be placed in Trust - and thus substantial
Inheritance-Tax-Savings are possible.
Capital Release
is also available,
allowing you to borrow up to 100%
of the assets of your Bond.
Deep fund discounts
ensure the cost of investing is usually saved on the purchase
of funds.
Bonds designed for
the Personal Investor are known as Personal Portfolio Bonds (or PPB’s). For clients with specific tax-planning needs that
invest via an offshore company, they are
known as Capital Redemption Bonds (or CRB’s). CRB’s have a lifetime of 99yrs, as opposed
to the lifetime of the Personal
Investor.
FCP(Fiinanciiall
Managementt) Lttd.. places Bonds/IWA's with only the best Providers in
the offshore marketplace. These include: Friends Provident International[Isle-of-Man], Generali[Guernsey], Skandia[Isle-of-Man], Scottish Life International[Isle of Man] and Quantum Leben[Liechtenstein].
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