FCP(Insurance Consultants) Ltd.

Retirement planning is a basic requirement for anybody, but is seen by many as a real headache. Hardly surprising really, given that most Pension systems and results seem to be getting worse by the day!!

If you are an overseas-resident, this can make retirement planning even more confusing, due to the conflicting requirements between different jurisdictions eg. For British expatriates, the pension laws between the country in which you reside and the UK are often incompatible.

Generali Funds Guide

At FCP, we can profile the right pen sion for you taking a 'multi-jurisdictional' approach ensuring compatibility of the retirement laws of both your home country and your target jurisdiction, from the day you commence your contributions.

You need not depend upon a 'Company Scheme' any more. With us, you can be independent and plan ahead with confidence, making your own informed choices and not have to rely on 'The Company' making them for you. Only store what you can afford, and ensure that your retirement will be as comfortable as possible. We are now living longer, which means that any fund you build up for your retirement should be even bigger. Life expectancy for women in the UK is now 80 years, so if you wanted to retire at 55, one would need to save for an income lasting 25-yrs.

Although your main expenditures should cease by retirement, you will still need a fairly large sum to generate an income to maintain your desired standard of living, especially if annuity rates stay as low as they are.

Funding for retirement is critical, and the longer that no provision is made, the more you will have to save over a shorter term to reach the same retirement goal.