FCP(Insurance Consultants) Ltd.
Life Protection
- Level and Mortgage Term
Cover
Wherever you live in the
world, most people tend not to think about life without their
partner Yet every day many families suffer the loss a spouse.
These days most people have life cover in place to cover a
mortgage for example, but in many cases there is little else
to provide for the future. FCP can assit you in meeting both
these requirements.
PROTECTING the whole FAMILY, Pure and Simple:
DOWNLOAD - LIFE
COVER CALCULATOR
Whether your partner works or looks
after the home full time, the need for protection is just as
important as with the main income earner. If your partner
dies, the International Term Assurance Plan can provide the
means to pay a nanny or childminder to look after your
children, maintain your home or clear the mortgage. This
allows the surviving partner to continue working and for the
family to maintain their lifestyle on one income
alone.
Simple LOW-COST PROTECTION:
FPI-INTERNATIONAL TERM - KEY
FEATURES
The Level Term Assurance Plan
provides the simplest form of life cover.
A cash lump sum
is paid out to cover immediate expenses and to provide money
for the future should you (or your partner, if the plan is
written on joint lives) die while your Plan is in
force.
PROTECTING your FAMILY and HOME:
FPI-INTERNATIONAL TERM - PRODUCT
GUIDE
The Decreasing Term Assurance Plan
is specifically designed to cover the outstanding capital
under a repayment mortgage. The plan is guaranteed to repay an
amount equal to the outstanding mortgage capital in the event
of your death during the term of the mortgage, provided the
amount of the mortgage has not been increased and that all
payments have been made when due.
Additional Benefits
To provide extra protection, all
Term Assurance Plans include a Terminal Illness Benefit. This
pays out an amount equal to the guaranteed minimum sum assured
if it is confirmed that the life assured has another 12months
to live. The terminal illness must be diagnosed at least
18months before the end of the plan and the Insurer must be
notified within 3months of the diagnosis being
made.
IMPORTANT:
These policies 'STRAIGHT'
PROTECTION ONLY. They have NO INVESTMENT element and thus
there is NO SURRENDER VALUE at any time - hence we provide
only the most COST-EFFECTIVE cover.
The monthly PREMIUMS REMAIN THE
SAME OVER THE TERM - So there are NO
surprises later on in the policy life!!
DOWNLOADs:
Your Friends Provident(FPI): App-Form
Mandatory: Supplementary
Questionnaire
Mandatory: Residential
Questionnaire & FCP-Checklist
CLICK
HERE to... >> ORDER YOUR QUOTE
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